At Captain Mortgages, we offer advice on life insurance, critical illness cover, and income protection, helping you consider appropriate protection alongside your mortgage and wider financial commitments.
Protection insurance is designed to help provide financial support if your circumstances change due to death, serious illness, or inability to work.
Life Insurance
Life insurance is designed to pay out a lump sum on death during the policy term. This can help provide financial support for your dependants, including assistance with mortgage repayments, household expenses, or other ongoing commitments.
We’ll help you assess the level and type of cover that may be suitable for your needs, taking into account your mortgage, family circumstances, and budget.
Income Protection
Income protection is designed to provide a regular income if you are unable to work due to illness or injury, subject to the policy terms.
It can help support ongoing financial commitments, such as mortgage payments and essential living costs, for the duration specified in the policy.
We’ll help you consider appropriate cover based on your employment status, income, and existing benefits.
Why Choose Captain Mortgages for Protection Insurance
Access to Multiple Insurers
Advice based on a range of UK protection insurers
Clear & Transparent Advice
Clear explanations of policy features, limitations, and exclusions
Tailored Protection Solutions
Protection recommendations aligned with your mortgage and personal circumstances
Support From Start to Finish
Support throughout the application process
Our aim is to help you make informed decisions, with a clear understanding of how each policy works.